Finance Your new and used automotive financing experts

Thanks for dropping by the Dick Smith Nissan of St. Andrews financing and automotive loan page. As the leading provider for new and used Nissan cars in the Columbia locale, we make it a point to also offer up a top-tier approach to helping you get the financing you need to buy the Nissan that suits your needs.

Want to dig deeper into how we can help you acquire the loan you need to drive home in a new Nissan today?

Then spend some time connecting with the finance experts here at Dick Smith Nissan of St. Andrews as a way to garner a stronger viewpoint of how we tackle everything from bad credit concerns to new car financing.

Once you are up to speed with all that we have to offer in this regard, you can go ahead with confidence and clarity understanding that nothing can stop you from enjoying the Nissan of your dreams.

Why Getting a Loan with Dick Smith Nissan of St. Andrews Is Always a Good Idea

For just a second, we want to slow things down for a minute and cover exactly why coming to Dick Smith Nissan of St. Andrews is the strongest choice you can make when it comes to getting your hands on a new Nissan car in Columbia.

The main notion to bring up is that no other group of self-proclaimed industry leaders can bring you the kind of service and support found here at Dick Smith Nissan of St. Andrews.

Digging a little deeper, working with our finance department means having access to:

  • Strong Relationships with Leading Financiers — Building lasting relationships with leading institutions from Columbia to the opposite end of the country means you can select from a plethora of alternatives as you find the best loan.
  • Willingness to Hunt down the Most Useful Deal for You — Sometimes, working out the most consumer-friendly terms on your car loan takes a proactive take on the negotiation process. Of course, our trained professionals are ready to fight on your behalf and craft a financial pact that keeps you in control.
  • A Track Record of Successful Deals — By laying claim to a significant amount of automotive industry success on our side, you can feel confident that the entirety of our finance team has what it takes to successfully lead you through this sometimes cumbersome and complex event.

In other words, Dick Smith Nissan of St. Andrews has what it takes to ensure you end up not feeling let down when you choose to sign up for a new or pre-owned Nissan car.

Can I Secure Financing with No Money down?

Securing an auto loan with no money down is one of the many specialty services offered up here at Dick Smith Nissan of St. Andrews by our finance department. On top of all of this, combining the choice to skip payments for anywhere between 30 and 60 days is also a consideration when deciding upon no-money-down auto financing.

Naturally, setting up this kind of agreement and paying absolutely nothing up front for your new Nissan car requires some extra info for us.

If you are interested in what it takes to get the ball rolling on this front, go ahead and reach out to our team of expert financing professionals now at 803-866-7688.

Low Credit Is No Problem for the Dick Smith Nissan of St. Andrews Department

Working through bad credit as a shopper in Columbia is clearly a situation that can reduce your fun as you search for the right car. Thankfully, by bringing your business to Dick Smith Nissan of St. Andrews, you can say goodbye to problems that come with poor credit and get back on track for driving home in your desired car, truck, or sport utility vehicle (SUV) immediately.

Naturally, dealing with low credit is an issue.

Despite this fact, Dick Smith Nissan of St. Andrews understands this issue is not always something that can be boiled down to a single factor or number.

By doing this, we have built a new level of confidence and empathy for shoppers with bad credit that is unique in Columbia — and served countless customers as they sort through this tough situation and pick out the best car for their specific daily agenda.

Making Sure You Are in Possession of All the Tools Needed to Get a Loan

As far as what you need to have on hand when you visit Dick Smith Nissan of St. Andrews (or dig into our handy and safe online credit form), we suggest bringing the following items with you to confirm the process works out as smoothly and simple as possible:

  • Social security number
  • Driver's license
  • Current residency information
  • Documentation of Employment
  • Similar information for cosigner and/or co-applicant

Digging a little deeper, each shopper has specific considerations and comes from their own particular background, so it is far from wrong to reach out to the financing group here at Dick Smith Nissan of St. Andrews by calling 803-866-7688 first before you add in a visit to your full weekly agenda and work in a meet-up.

How Do I Get Started?

By now, there is no denying you are ready to get to work on the process of sorting out the most consumer-friendly way to set up an auto loan for a great new or used Nissan from Dick Smith Nissan of St. Andrews. From this perspective, we would like to request you take a moment and fill out our simple and secure credit loan application by pressing the button below.

After accepting this insight into your situation, our tireless credit and loan team will start gathering information regarding all of the loan deals available to you. From here, we will reach out and give you some insight into how best to get the best possible outcome out of these top pricing deals.

We appreciate you stopping by Dick Smith Nissan of St. Andrews, and we cannot wait to giving you access to the best automotive financing opportunities in Columbia — and its nearby regions soon!

Phone Numbers:Sales Hours:
  • Mon - Fri9:00 AM - 7:00 PM
  • Sat9:00 AM - 6:00 PM
  • SunClosed
Map of Dick Smith Nissan of St. Andrews

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3670 Fernandina Rd, Columbia, SC, 29210
Dick Smith Nissan of St. Andrews 34.0555117, -81.1285346.